Split payments across every party, at the moment of sale
One customer pays once. Fynex divides it between the seller, your platform fee and any partners in real time — by standing rule or per transaction, in any currency.
Connect models one payment to one seller. Your marketplace doesn't stop there.
Stripe Connect is mature at the shape it models: one customer pays, one connected seller is paid, you keep a flat application fee. The moment a single payment has to fan out to several parties, you're into separate charges and transfers — one transfer per recipient against the same charge, each waiting on that charge's funds to clear. And because an application fee is one number, any commission richer than a flat rate gets computed in your own code. Connect hands you the primitives; the orchestration, the fee maths and the reconciliation are yours.
How split payments run on Fynex
Set the rule once. Every payment splits itself from then on.
Split by standing rule or per transaction
Set a split rule per seller, or pass the split with each payment. Your cut and each party's cut are worked out and routed at checkout — no batch jobs, no manual maths.
Price on real commission logic, not one number
A rule is the whole allocation, not a single fee: a tiered rate that moves with a seller's volume, a listing fee plus a percentage, a cap, a minimum, a referrer's override taken before the seller's share. Stated once, reused on every matching payment — so renegotiating a seller's rate is a setting, not a release.
Split across many parties at once
One checkout can pay a seller, a sub-seller, an affiliate and your platform — any number of recipients, in any corridor, from a single customer payment.
Every split traceable for your books
Each share is logged against the order, so settlement matches your ledger and reconciliation stays clean.
The same job, with the leaks closed
Point tools solve part of it. Fynex runs the whole thing on one platform.
Questions, answered
The rest of the marketplace money layer
Every building block below runs on the same platform. Start with one, or run the whole stack.
Hold a buyer's payment until the work is delivered, then release it to the seller.
Explore →Authorize a card at checkout and capture the payment later, when you're ready.
Explore →Take your cut automatically at settlement — set your take rate once and keep it.
Explore →Verify sellers with built-in KYC and KYB, inside your own signup — without the drop-off.
Explore →Pay sellers on schedule or by rule — mass, instant or timed, in any currency and rail.
Explore →Give each seller a stored balance to hold, top up and withdraw — per currency, one ledger.
Explore →One ledger for every balance, split, hold and payout — reconciled to the transaction.
Explore →Pay every party across every rail, in their own currency.
Explore →Find what you're leaking, for free
Send us your setup. We run a free diagnostic and show you what your payment stack costs you today.
The trust layer most software can't offer
We can be your Merchant of Record and hold the funds. Most tools can't, because they don't hold the licence.
FCA-authorised EMI
An e-money institution via Fondy. We can hold and move your funds.
PCI DSS Level 1
The highest card-data security standard, on by default.
Audit logs
Every movement traceable and ready for review.
Built-in KYC / KYB
The switch that turns the business on.