Know your real cash position, not just a balance
Fynex pulls every bank account, every PSP and the money in flight into one position — then forecasts forward from confirmed inflows and scheduled outflows, and warns you before you breach your floor.
A balance isn't a position
Your banking app shows one account's cleared balance. It says nothing about the other accounts, the money sitting in your PSP, the payouts due tonight or the retainer landing on the 1st. So you stitch it together in a spreadsheet that's stale the moment you save it.
Fynex holds every account, PSP and in-flight movement in one position, then forecasts forward from movements you can actually point to — and tells you the date you're heading below your floor.
How cash runs on Fynex
Three steps from setup to settled — then it runs itself.
- 1
Connect everything
Link every bank account, PSP and wallet once. Fynex pulls cleared balances and money still in flight into a single live position.
- 2
Forecast forward
Fynex projects your balance from confirmed inflows and scheduled outflows — real dated movements, not a modeled guess from past averages.
- 3
Get warned early
Set a cash floor. Fynex flags the day you're projected to breach it, runs what-if scenarios and surfaces currency exposure before it bites.
Your cash, seen and forecast
From the position across every account to the day you're projected to breach your floor — kept live, for you.
One position, every source
Every bank account, PSP balance and payment in flight, rolled into one live position.
Forward forecast
A real projection built from confirmed inflows and scheduled outflows, not past-average guesses.
Cash-floor warnings
Set your floor. Fynex flags the date you're projected to drop below it.
What-if projections
Add a hire, delay a retainer or bring forward a payout, and see the position move.
The whole position
in a handful of calls
Four sections of the reference, for the numbers a cash position is actually built from.
Every balance, one call
All currency balances with available, held and pending split out — the base layer of the position.
GET /payments-api/v1/wallets
→ [{ "currency": "EUR",
"availableBalanceMinor": 125000 }]See a transfer before you have to chase it
Money arriving by bank transfer lands in an account you issued, so it is identified on arrival.
POST /api/v1/accounts/virtual
{ "name": "Northwind Ltd" }
→ { "accountId": "0f834fa8-…" }Money in flight, by state
Each payment reports its own state and the moment it last changed, so a forecast is read, not estimated.
GET /payments-api/v1/payments
/ORDER-100106
→ { "status": "provider_completed" }Know the moment it changes
Poll a payment or hold a stream open until it reaches a terminal state — the dashboard itself polls every five seconds.
GET /payments-api/v1/payments
/ORDER-1042
→ settled | failed | cancelledWhere your cash is, and where it's heading
Fynex holds every account, PSP and in-flight movement in one position, then forecasts forward and warns before you breach your floor.
The intelligence watching your cash
Fynex reads every account, PSP and scheduled movement to project your position forward, and flags the day you're heading below your floor while you can still act on it. No spreadsheet that goes stale the moment you save it.
The same job, with the leaks closed
Point tools solve part of it. Fynex runs the whole thing on one platform.
What else comes with it
Beyond the headline job, every account gets the whole platform behind it.
Multi-account position
Every bank, PSP and wallet in one live figure.
Forward forecast
Projected from confirmed inflows and scheduled outflows.
Cash-floor alerts
Flagged before you're projected to breach.
Currency exposure
See how much you hold and owe per currency.
What-if scenarios
Test a hire, a delay or an early payout on the position.
Webhooks & API
Pull position and forecast figures programmatically.
Every source of cash, and the books behind it
Bank feeds, PSP balances and wallets pulled into one position, your accounting kept in sync behind it.
Accounting stack
13Every payment, fee and payout lands in your ledger, coded and reconciled — nobody re-keys it.
Banks & business accounts
18We read your balances and pay out of whichever account is cheapest — no bank portals, no copy-paste.
Invoicing & contracts
9The contract sets the terms; we hold you to them — discounts, retention, caps, all applied before money moves.
Payroll & contractors
12Everyone you owe who isn't a supplier — crew, contractors, freelancers, in whatever currency they bank in.
Spend & expenses
8Cards, receipts and subscriptions on the cost side of the same ledger.
Spreadsheets & docs
6The spreadsheet you rebuild every month — we fill it, or replace it. Your call.
Your customers pay however they already pay — Visa, Mastercard, American Express, Apple Pay, Google Pay, SEPA, bank transfer and open banking — through the provider you run today or through us.
Find what you're leaking, for free
Send us your setup. We run a free diagnostic and show you what your payment stack costs you today.