One place to run the money across property, construction & logistics
You collect from customers, owe a share of it to owners and partners, and pay a whole network of contractors and suppliers. Fynex runs that money underneath your platform — collect, allocate, pay the network, reconcile to the job — instead of a processor, a payouts tool and three spreadsheets stitched together.
The money problems every physical business hits
Property, construction, logistics — different work, the same four leaks. Here's what breaks, and what Fynex does about it.
One payment, owed to many people
You get paid once, but the money belongs to an owner, a subcontractor, a carrier and you. Normally you wire each share by hand. Fynex splits every payment to each party the moment it lands.
A whole network to pay, every cycle
Cleaners, subs, carriers, suppliers — usually a separate bank transfer each. Fynex pays the entire network in one run, on any rail, on your schedule.
Nothing ties back to the job
Invoices, bank activity and job records only meet in a month-end spreadsheet, then get typed into the accounting system a second time. Fynex matches every payment to the property, job or load it belongs to and posts it back to your books.
Your cash is stuck waiting
Retention held back, customers paying net-30, factoring sold off cheap. Fynex builds quick-pay, retention and financing into the flow, so cash moves when you need it.
Raise it from the system
that already holds the job
Four sections of the reference, for money that arrives against a property, a site or a load.
An account per property, site or route
Rent, deposits and site payments arrive into their own issued IBAN, already attributed.
POST /api/v1/accounts/virtual
{ "name": "SITE-19" }
→ { "accountId": "0f834fa8-…" }Divide by rule, not by spreadsheet
An owner's share, a manager's fee and a contractor's cut set once as lines, applied every time money arrives.
POST /dashboard/graphql
mutation { createSplitRule(input: {
lines: [{ payeeId: 101,
percentBps: 8500,
priority: 1 }] }) { id } }Pay contractors per stage
A call per trade on each draw, out of the balance that job's money is held in.
POST /payments-api/v1/payees/101/payouts
{ "payoutMethodId": 501,
"amount": "8400.00" }Know exactly where the money stands
One state model across every payment you take, readable by your own reference.
GET /payments-api/v1/payments
/ORDER-100106
→ { "status": "provider_completed" }One money layer, five industries
Each runs on the same money layer, tuned to how money actually moves in that industry. Start where you are — or if you do the work yourself rather than coordinate a network, go to home services.
Collect rent, pay owners their share, and pay the whole contractor network.
Explore →Bill progress, pay subcontractors with retention and lien waivers, and see margin per job.
Explore →Bill shippers, settle carriers with quick-pay, and reconcile per load.
Explore →Bill facilities, pay clinicians on time, and reconcile every payment to the placement.
Explore →Pay the supplier network, match invoices to purchase orders, and reconcile per order.
Explore →The jobs Fynex runs on each platform
A closer look at each ecosystem — four jobs Fynex runs, and a link into the full page.
Property Explore →
For property management platforms and their contractor networks.
Collect rent online
Card, wallet or bank, by no-code payment link.
Split fees to owners
Owner share, your fee and reserve, routed at source.
Pay the contractor network
Cleaning, HVAC, maintenance and security in one run.
Reconcile to each property
Every invoice and payout matched to the unit.
Construction Explore →
For construction platforms, contractors and the subcontractor chain.
Collect progress draws
Bill by stage, reconciled to the job.
Pay subs, hold retention
The trade chain paid in one run, retention by rule.
Lien waivers, tied to payment
Waivers exchanged and matched to the payout.
Margin per project
True profit per job as the costs land.
Logistics & freight Explore →
For freight and logistics platforms and their carriers.
Bill shippers
Collect the freight, reconciled to the load.
Settle carriers, quick-pay
Pay carriers before the shipper pays you.
Factoring built in
Advance against a load without a third-party factor.
Reconcile per load
Linehaul, fuel and accessorials tied to the load.
Healthcare staffing Explore →
For healthcare staffing platforms and the clinicians they place.
Same-day clinician pay
Pay the day after a shift, with advances against net-30.
Pay every clinician in one run
Nurses, doctors and per-diem staff, any rail.
Match timesheets to placements
Every payment tied to the shift and facility.
Margin per placement
Real-time profit per shift, clinician and facility.
Distribution & wholesale Explore →
For distributors and wholesalers and their supplier networks.
Pay the supplier network
Every supplier paid in one multi-party run.
Match invoices to POs
Three-way match, so payments only go out when orders tie out.
Pay suppliers in any currency
Overseas suppliers paid in their own currency.
Reconcile per order
Every payment tied to the order, margin in real time.
Questions, answered
Find what you're leaking, for free
Send us your setup. We run a free diagnostic and show you what your payment stack costs you today.
The trust layer most software can't offer
We can be your Merchant of Record and hold the funds. Most tools can't, because they don't hold the licence.
FCA-authorised EMI
An e-money institution via Fondy. We can hold and move your funds.
PCI DSS Level 1
The highest card-data security standard, on by default.
Audit logs
Every movement traceable and ready for review.
Built-in KYC / KYB
The switch that turns the business on.