For property management platforms

Collect the rent. Pay everyone it belongs to

Collect rent, split fees to owners and your platform, pay the whole contractor and vendor network in one run, and reconcile every invoice to every property — without becoming a payments company.

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Free to start. No contract. We'll show you what your finance stack is costing you.
The problem

Property runs on money moving between dozens of parties — and your software doesn't move it

A commercial property platform orchestrates an ecosystem, not a building: rent in from tenants, the owner's share out, your management fee, and payouts to cleaning, HVAC, maintenance and security contractors and their suppliers. AppFolio and Yardi hold the ledger, but they don't split the payment, pay the network or carry the risk — so you stitch a processor, a payouts tool, an AP tool and a reconciliation spreadsheet together by hand.

Every property is a stack of recurring contracts and fragmented invoices, and every contractor on the platform is its own business that eventually needs the same thing you do — margin per job, matched invoices, and cash it can see coming. That's the expansion: land the platform, then serve the operators underneath it.

Money movement · this month
Rent collected48 units
$412,900
Owner disbursements
$318,000
Management fee
$41,290
Contractor payouts
$53,610
Go deeper

Every building block of the property money layer

Rent collection, contractor payouts, reconciliation and more — each with its own guide.

How the rent splits

See where the rent goes

One tenant pays rent once. Fynex splits it between the owner, your management fee and the maintenance reserve, in real time.

CustomerTenant pays $8,600Owner$6,708disbursedYour platfo…$1,032management feeReserve$860maintenance
Run your own numbersYour amounts, your terms — worked out in a few seconds.
What Fynex runs

Rent in, everyone paid, books closed

The cycle your team runs by hand every month — collected, split, paid out and reconciled for you.

Rent in, split out

Collect rent, split at source

Take rent by card, wallet or bank, then route the owner's share, your management fee and any reserve the moment it lands — no month-end disbursement run by hand.

Rent · $8,600
Owner disbursement
$6,708
Management fee
$1,032
Maintenance reserve
$860
Every operator

Pay the contractor network in one run

Cleaning, HVAC, maintenance, security and their suppliers — paid in one multi-party run, on your schedule or by rule, across every rail. The operator layer, paid like one payroll.

Contractor payouts
Brightwork Cleaning IncACH · today
$4,200
Meridian HVAC IncACH · today
$7,850
Sentinel Security IncACH · today
$3,100
Books tie out

Reconcile every invoice to its property

Each rent split, supplier invoice and contractor payout is logged against the property it belongs to, so settlement matches your ledger and the month-end close stops being a hunt.

Reconciliation · Unit 14B
Rent collected
$8,600
HVAC invoice · matched
$1,240
Cleaning invoice · matched
$620
Cash you can see coming

See margin and cash across the portfolio

Margin per property and a rolling cash forecast across every unit, owner and contractor — the numbers that normally live in three tools and a spreadsheet, in one place as the money moves.

Portfolio net margin▴ +2.1pt
23.4%
48 units · rolling 90-day cash positive
How we compare

The PMS records it. Fynex moves it

What AppFolio or Yardi plus a processor leaves to your team, and what Fynex does with it.

The problem
Other platforms
Recommended
!Collect rent and split it at source
The PMS records the charge; a separate processor takes the card, then you disburse to owners by hand.
Collect rent online and split the owner's share, your fee and any reserve in one movement.
!Pay the whole contractor & vendor network
A payouts tool per rail, plus manual AP for supplier invoices — reconciled later, if at all.
One payout run to cleaning, HVAC, maintenance and security — multi-party, any rail.
!Reconcile invoices to properties
Export, match in a spreadsheet, chase the ones that don't tie out.
Every invoice and payout logged against its property automatically.
!Carry the payment & tax risk
Risk and compliance stay on the platform, with no Merchant of Record.
We're Merchant of Record on our FCA-authorised EMI.
!See margin and cash across the portfolio
The numbers live in three tools and a month-end close.
Margin per property and cash forecast across the portfolio, in real time.
Split the rent between owner, fee and reserve.
Owen Pierce
Owen Pierce
Head of Operations
Pay every contractor on the platform tonight.
Ruth Adeyemi
Ruth Adeyemi
Finance Lead
Match this HVAC invoice to the right property.
Marco Bianchi
Marco Bianchi
Controller
What's my net margin across the portfolio?
Helen Pak
Helen Pak
COO
Split the rent between owner, fee and reserve.
Owen Pierce
Owen Pierce
Head of Operations
Pay every contractor on the platform tonight.
Ruth Adeyemi
Ruth Adeyemi
Finance Lead
Match this HVAC invoice to the right property.
Marco Bianchi
Marco Bianchi
Controller
What's my net margin across the portfolio?
Helen Pak
Helen Pak
COO
Everything you get

What else comes with it

Beyond the headline jobs, every account gets the whole platform behind it.

Collect rent online

No-code payment links or card, wallet and bank rent collection — no developer.

Virtual IBANs per property

Give each property or owner a dedicated pay-in account.

Multi-currency wallets

Hold and move a balance per currency, in one ledger.

Invoice reconciliation

Supplier and contractor invoices matched to the property automatically.

Portfolio cash forecast

A rolling cash-flow forecast across every unit and contract.

PMS & API

Connect the property system you run, with signed webhooks and one API.

Works with what you already run

Connects to the tools your money moves through

Your bank, your accounting system and the tools you run the work in. Fynex reads them, does the finance work between them, and writes the result back.

100+ integrations

Accounting stack

13

Every payment, fee and payout lands in your ledger, coded and reconciled — nobody re-keys it.

QuickBooks
Xero
FreshBooks
Sage
Sage
NetSuite
NetSuite
Wave
Wave

Banks & business accounts

18

We read your balances and pay out of whichever account is cheapest — no bank portals, no copy-paste.

Revolut
Revolut
Wise
Wise
Mercury
Mercury
Brex
Brex
Airwallex
Airwallex
Ramp
Ramp

Job management

15

The job is where your profit is decided. We read it, then pay the crew against it.

Jobber
Jobber
ServiceTitan
ServiceTitan
Housecall Pro
Housecall Pro
PS
PaintScout
JobNimbus
JobNimbus
Workiz
Workiz

Construction & projects

10

Draws, subs, retention and change orders — read from the system your PMs already live in.

Procore
Procore
Buildertrend
Buildertrend
Autodesk Construction Cloud
Autodesk Construction Cloud
CoConstruct
CoConstruct
Knowify
Knowify
Contractor Foreman
Contractor Foreman

Property management

10

Rent in, owner splits and contractor bills out — reconciled per property, not per bank line.

AppFolio
AppFolio
Buildium
Buildium
Yardi
Yardi
Rent Manager
Rent Manager
Propertyware
Propertyware
Arthur
Arthur

Lead sources & marketing

10

Where the jobs come from and what each channel costs — so every won job is attributed back to the ad that bought it, and ROAS stops being a spreadsheet.

Angi
Angi
Thumbtack
Thumbtack
Yelp
Yelp
Google Ads
Google Ads
Meta
Meta Ads
Nextdoor
Nextdoor

Your customers pay however they already pay — Visa, Mastercard, American Express, Apple Pay, Google Pay, SEPA, bank transfer and open banking — through the provider you run today or through us.

Find what you're leaking, for free

Send us your setup. We run a free diagnostic and show you what your payment stack costs you today.

One recent diagnostic found €2M in hidden fees across 10 processors for a proptech client.
Get in touch
Compliance, handled

The trust layer most software can't offer

We can be your Merchant of Record and hold the funds. Most tools can't, because they don't hold the licence.

FCA-authorised EMI

An e-money institution via Fondy. We can hold and move your funds.

Licence
E-money institution
FCA
Client funds
Safeguarded

PCI DSS Level 1

The highest card-data security standard, on by default.

Card data
PCI DSS
Level 1
Encryption
On by default

Audit logs

Every movement traceable and ready for review.

Activity
Payout · $23,84714:02:11
Logged
Split · ORD-2024-00114:02:09
Logged

Built-in KYC / KYB

The switch that turns the business on.

Verification
KYB · Northwind Labs Inc
Approved
KYC · J. Whitfield
Approved
FAQ

Questions, answered

Fynex is the money layer underneath your property platform. It collects rent, splits the owner's share, your management fee and any reserve in one movement, pays your cleaning, HVAC, maintenance and security contractors in a single multi-party run, and reconciles every invoice and payout back to the property it belongs to. Your property management software keeps the ledger; Fynex moves and splits the money, and carries the risk as Merchant of Record.
Tenants pay rent by card, wallet or bank through a no-code payment link or your own checkout. The moment rent lands, Fynex routes the owner's disbursement, your fee and any maintenance reserve by rule — so you collect rent online and split it at source instead of running a month-end disbursement by hand. Every split is logged against the unit for reconciliation.
Yes. Cleaning, HVAC, maintenance, security and their suppliers are paid in one multi-party payout run, on your schedule or by rule, across every rail. Vendor and subcontractor payouts, invoice matching and margin per job are the same money layer — which is exactly what lets you expand from the platform to the operators working on it.
No — Fynex owns the financial spine (rent collection, splits, payouts, reconciliation and cash forecasting) and connects to the property system you already run. AppFolio, Yardi or your PMS keep the property and lease records; Fynex adds the money movement and the risk cover they don't.
Yes. Co-living operators, build-to-rent portfolios, flex-office and coworking, and short-term-rental management companies all run the same fragmented money flows — many owners or members, many contractors, recurring billing and multi-party payouts. Fynex runs that layer for each of them; the mechanics are the same, only the labels change.
Yes. On our FCA-authorised EMI licence, Fynex acts as Merchant of Record — the payment and cross-border tax risk sits with us instead of your platform, so you move money across the ecosystem without becoming a payments company or a tax entity in every market.
It does. The same land-on-the-platform, expand-to-the-operators motion runs for construction management platforms and their subcontractors, freight and logistics platforms and their carriers, and facilities-management operators — any ecosystem where one platform orchestrates a network of contractors and suppliers. Property is where we start.
You can test the full flow — rent collection, splits, multi-party payouts and reconciliation — in a sandbox before going live. Pricing is agreed per case, including performance-share models, so terms fit your portfolio and markets. Start with a free diagnostic of what your current rent-and-payouts stack is costing you.
Yes. Collections and payment runs can be raised from your property management system rather than keyed in by hand — the Payments API reference documents collecting on a payment link and paying contractors and owners.
We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.We do Fridays so you don't have to.Payouts at midnight. You, asleep.Invoices that chase themselves. Ruthlessly.We carry the chargebacks. You carry on.

Run the property platform. We'll run the money underneath it

Get in touch
Spreadsheets, retired with honors.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favorite coworker never takes lunch.Spreadsheets, retired with honors.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favorite coworker never takes lunch.Spreadsheets, retired with honors.Month-end close, minus the month-end.FX fees, caught red-handed.Fewer tools. Fewer tabs. Fewer tears.Your CFO's favorite coworker never takes lunch.
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